What we liked
Pros
- One plan, every feature — no tier puzzles
- Excellent support does your setup and data migration
- Strong fit for farms, nonprofits, and niche payrolls
Keep in mind
- No same-day or next-day payment options; standard direct deposit runs on a 2–4 day cycle.
Score breakdown
OnPay pricing in 2026
OnPay starts at $40/mo + $6/person. Free option: first month free. As with most services in this category, the advertised rate typically assumes annual billing — check the renewal price and current promotions before committing.
Who is OnPay for?
OnPay is our pick for simplest flat pricing. OnPay gives you everything — multi-state filing, benefits, HR tools — in a single plan. Their team migrated our test company's data themselves, which no rival offered.
How OnPay compares
Our top-rated payroll services pick overall is Gusto (9.7/10). Also consider QuickBooks Payroll (9.0/10). See the full payroll services comparison for all 6 ranked services side by side.
Frequently asked questions
Yes — OnPay scores 9.4/10 (Excellent) in our independent testing and ranks #2 of 6 in our payroll services comparison. It stands out as the pick for simplest flat pricing.
OnPay pricing starts at $40/mo + $6/person. Free option: First month free. Check current promotions on their site, as introductory rates change frequently.
The strongest alternatives are Gusto (9.7/10) and QuickBooks Payroll (9.0/10). See our full payroll services comparison for all 6 ranked options.