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First American Home Warranty Review 2026: Scores, Pricing & Verdict

First American Home Warranty

Ranked #5 of 6 in Home Warranty

From $47/mo Free option: Quote-based
8.1 Good Editor's Score Visit Site
Quick verdict

First American's appliance coverage stands out — upgraded plans cover high-end units and even improperly installed items that most competitors exclude outright.

What we liked

Pros

  • Strong appliance caps, including high-end units on upgraded plans
  • Covers improperly installed items others exclude
  • Nearly 40 years in business

Keep in mind

  • Systems coverage caps are less generous than AHS; match the plan to whether appliances or HVAC worry you more.

Score breakdown

Features8.2
Ease of use8.0
Value for money8.1
Support7.9

First American Home Warranty pricing in 2026

First American Home Warranty starts at $47/mo. Free option: quote-based. As with most services in this category, the advertised rate typically assumes annual billing — check the renewal price and current promotions before committing.

Who is First American Home Warranty for?

First American Home Warranty is our pick for appliance-heavy coverage. First American's appliance coverage stands out — upgraded plans cover high-end units and even improperly installed items that most competitors exclude outright.

How First American Home Warranty compares

Our top-rated home warranty pick overall is American Home Shield (9.5/10). Also consider Liberty Home Guard (9.2/10). See the full home warranty comparison for all 6 ranked services side by side.

Frequently asked questions

Yes — First American Home Warranty scores 8.1/10 (Good) in our independent testing and ranks #5 of 6 in our home warranty comparison. It stands out as the pick for appliance-heavy coverage.

First American Home Warranty pricing starts at From $47/mo. Free option: Quote-based. Check current promotions on their site, as introductory rates change frequently.

The strongest alternatives are American Home Shield (9.5/10) and Liberty Home Guard (9.2/10). See our full home warranty comparison for all 6 ranked options.